Hi,
Using ?debug=true I noticed that on every cart step Dynamicweb is requesting the AccessUserCard data even when we don't have tags or need for it.
It does not have a big impact on my 9.3.7 solution, but it is certainly a performance optimization to only requested when needed.
https://www.screencast.com/t/tOBzz6ew
Best Regards,
Nuno Aguiar